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The Corner Bar in Rockford, MI and the 12 Chili Dog Challenge

January 18, 2026 by Matthew Stelter

A Short Winter Trip That Felt Bigger Than It Was In the middle of a classic January snowstorm in Michigan, we made the short drive from Northeast Grand Rapids to downtown Rockford. It’s only about eight miles, but when the snow is coming down sideways, and the roads are half …

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Why I’m Pausing Facebook Monetization to Validate a Real Business Idea

January 12, 2026January 11, 2026 by Matthew Stelter

I have a habit of getting excited about an idea, diving in headfirst, and then quietly questioning my life choices a few weeks later if the results don’t show up fast enough. Sometimes I stick with things long enough for them to work. Sometimes I don’t. Most of the time, …

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Trump, Credit Cards, and the 10% Interest Rate Idea

January 10, 2026 by Matthew Stelter

I came across a Newsmax article the other day with a headline that actually made me stop scrolling, which doesn’t happen often anymore. President Trump floating the idea of capping credit card interest rates at 10% for a year. Not 18 percent. Not 24 percent. Not the ridiculous 29.99 percent …

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Socialism, Collectivism, and the Lie We Keep Rebranding

January 10, 2026January 9, 2026 by Matthew Stelter

Every few years, someone drags an old idea out of the attic, dusts it off, slaps a fresh coat of paint on it, and pretends it’s brand new. Same engine. Same problems. New slogan. That’s basically collectivism in a nutshell. And if the word collectivism feels unfamiliar or academic, don’t …

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Trying (Again) to Make Money on the Internet… This Time With Facebook

January 4, 2026 by Matthew Stelter

I’ve been trying to make money on the internet for a long time. Long enough that I’ve seen just about every version of the dream come and go, sometimes multiple times. Blogs, ads, affiliate links, email lists, courses, communities, apps, and entire social media platforms that were once hot, then …

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The Long Haul to Millions: Why Working a Job You Don’t Hate Changes Everything

March 15, 2026January 3, 2026 by Matthew Stelter

I sat down this morning fully intending to work on my online side hustles. Instead, I went down a completely different rabbit hole, one that started with curiosity and ended with a much clearer picture of my future. I opened up my retirement accounts. All of them. Edward Jones. Vanguard. …

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I Tried to Listen to The Anxious Generation, and Ended Up Thinking About Humanity Instead

January 3, 2026December 3, 2025 by Matthew Stelter

I wanted to listen to the entire audiobook of The Anxious Generation by Jonathan Haidt. I really did. I downloaded it on my Audible app with good intentions. I hit play. I gave it an honest shot. And then… I didn’t finish it. Not because I think the topic is …

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Investing in a 401K Scares Me Because My Dad Lost $20,000 in 2008

March 15, 2026November 27, 2025 by Matthew Stelter

Most money fears come from two places… The first is logic. The second is… your dad telling you he lost twenty grand in a weekend back in 2008 and now you can’t even look at a 401K without feeling like someone’s about to pull a trapdoor under your feet. This …

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A Father-Son Road Trip to Northern Michigan to Setup Deer Camp

October 19, 2025 by Matthew Stelter

Every year, fathers and sons across the Midwest pack up their pickup trucks and head north… a pilgrimage fueled by coffee, Mountain Dew, YouTube Music on the radio, and a few unnecessary stops along the way. This year, it was my son, Ethan, and I making the trip to northern …

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The 401K Cheat Code: How to Trick Yourself into Becoming a Middle-Class Millionaire

March 15, 2026October 13, 2025 by Matthew Stelter

There’s a strange moment that sneaks up on you somewhere in midlife. For me, it was around 47 or 48, when I started looking around and realizing half the people I knew had nicer stuff. Fancier cars, flashier vacations, kitchens that looked like they were designed for a cooking show. …

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